[vc_row full_width=”stretch_row_content” el_class=”kk-header” css=”.vc_custom_1635917468765{background-color: #ffffff !important;}”][vc_column width=”1/2″][kk_logo][/vc_column][vc_column width=”1/2″][kk_phone][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” content_placement=”middle” transparancy_amount=”60″ css=”.vc_custom_1635975915380{margin-top: 0px !important;margin-right: 0px !important;padding-top: 15px !important;padding-right: 15px !important;padding-bottom: 15px !important;padding-left: 15px !important;background: rgba(40,40,40,0.01) url(https://www.watrspers.com/wp-content/uploads/2020/09/pexels-recal-media-602171-scaled-1.jpg?id=175) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;*background-color: rgb(40,40,40) !important;}”][vc_column offset=”vc_col-xs-12″][vc_row_inner kk_text_light=”true”][vc_column_inner width=”5/6″ offset=”vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10 vc_col-sm-offset-1 vc_col-xs-12″][vc_custom_heading text=”ATTENTION WASHINGTON TEACHERS WHO WANT TO RETIRE EARLY” font_container=”tag:h5|text_align:center” use_theme_fonts=”yes” el_class=”eyebrow”][vc_custom_heading text=”Finally! The New Way To Get Your Finances On Track To Retire Young, Wealthy & Free” font_container=”tag:h1|text_align:center” use_theme_fonts=”yes” el_class=”h2″ css=”.vc_custom_1635962099205{padding-top: 20px !important;}”][vc_column_text]

Even If you are busy, don’t know anything about finances, or feel far behind.

[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”2/3″ offset=”vc_col-lg-offset-3 vc_col-lg-6 vc_col-md-offset-3 vc_col-md-6 vc_col-sm-offset-2 vc_col-xs-12″][vc_empty_space height=”60″][vc_btn title=”Schedule A Strategy Consultation ” style=”custom” custom_background=”” custom_text=”” size=”lg” align=”center” button_block=”true” link=”url:https%3A%2F%2Fscenicfinancial.net%2Ffp-questionnaire-page%2F|title:FP%20Questionnaire%20Page||”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” content_placement=”middle” css=”.vc_custom_1580873895210{padding-bottom: 35px !important;background-color: #f8f8f8 !important;}”][vc_column][vc_row_inner content_placement=”middle” gap=”20″][vc_column_inner width=”1/6″ offset=”vc_col-lg-offset-0 vc_col-lg-2 vc_col-md-offset-0 vc_col-md-2 vc_col-sm-offset-0 vc_col-xs-12″ css=”.vc_custom_1583448631737{margin-top: 10px !important;margin-bottom: 10px !important;}”][vc_custom_heading text=”As Seen In” font_container=”tag:h5|text_align:center|color:%23606060″ use_theme_fonts=”yes” css=”.vc_custom_1580705927184{margin-bottom: 0px !important;}”][/vc_column_inner][vc_column_inner width=”1/6″ offset=”vc_col-lg-offset-0 vc_col-lg-2 vc_col-md-offset-0 vc_col-md-2 vc_col-sm-offset-0 vc_col-xs-4″ css=”.vc_custom_1583448661876{margin-top: 10px !important;margin-bottom: 10px !important;}”][vc_single_image image=”316″ alignment=”center”][/vc_column_inner][vc_column_inner width=”1/6″ offset=”vc_col-lg-offset-0 vc_col-lg-2 vc_col-md-offset-0 vc_col-md-2 vc_col-sm-offset-0 vc_col-xs-4″ css=”.vc_custom_1583448666454{margin-top: 10px !important;margin-bottom: 10px !important;}”][vc_single_image source=”external_link” alignment=”center” custom_src=”https://www.watrspers.com/wp-content/uploads/2021/02/CBS_BOLD-removebg-preview.png”][/vc_column_inner][vc_column_inner width=”1/6″ offset=”vc_col-lg-offset-0 vc_col-lg-2 vc_col-md-offset-0 vc_col-md-2 vc_col-sm-offset-0 vc_col-xs-4″ css=”.vc_custom_1583448671247{margin-top: 10px !important;margin-bottom: 10px !important;}”][vc_single_image source=”external_link” alignment=”center” custom_src=”https://www.watrspers.com/wp-content/uploads/2021/02/1200px-Yahoo_Finance_Logo_2019.svg_-e1635460749528.png”][/vc_column_inner][vc_column_inner width=”1/6″ offset=”vc_col-lg-2 vc_col-md-2 vc_col-xs-4″ css=”.vc_custom_1583448683475{margin-top: 10px !important;margin-bottom: 10px !important;}”][vc_single_image source=”external_link” alignment=”center” custom_src=”https://www.watrspers.com/wp-content/uploads/2021/02/1200px-FOX_wordmark.svg_-e1635461135977.png”][/vc_column_inner][vc_column_inner width=”1/6″ offset=”vc_col-lg-2 vc_col-md-2 vc_col-xs-4″ css=”.vc_custom_1583448691519{margin-top: 10px !important;margin-bottom: 10px !important;}”][vc_single_image source=”external_link” alignment=”center” custom_src=”https://www.watrspers.com/wp-content/uploads/2021/02/1039px-NBC_logo.svg_-e1635461237489.png”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” css=”.vc_custom_1580874617327{padding-top: 5% !important;}”][vc_column][vc_row_inner content_placement=”middle” gap=”30″ kk_mobile_reverse=”true”][vc_column_inner width=”7/12″][vc_custom_heading text=”Finally…A Quick & Easy Way For You To Get Your Finances Organized” use_theme_fonts=”yes”][vc_column_text]Are you sick of feeling financially unorganized? Tired of not having the time to figure things out? And looking for ways to reach retirement faster?

At Scenic Financial, we help  Teachers, School Administrators, and other state employees skyrocket their financial confidence in the next 12 Months without feeling overwhelmed, stressed, or pressured so they can retire young and enjoy their freedom[/vc_column_text][/vc_column_inner][vc_column_inner width=”5/12″][vc_single_image image=”454″ img_size=”full” alignment=”center” style=”vc_box_rounded” el_class=”img-fluid” css=”.vc_custom_1635976156105{padding-top: 0px !important;}”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” gap=”30″ css=”.vc_custom_1580874627833{padding-top: 5% !important;padding-bottom: 5% !important;}”][vc_column][vc_row_inner content_placement=”middle” gap=”30″][vc_column_inner width=”5/12″][vc_single_image image=”468″ img_size=”full” alignment=”center” style=”vc_box_rounded” el_class=”img-fluid”][/vc_column_inner][vc_column_inner width=”7/12″][vc_custom_heading text=”Simply Follow Our Process To Success & You’ll Avoid Wasting Your Time & Money Trying To Figure Things Out On Your Own!” use_theme_fonts=”yes”][vc_column_text]Retiring early can be much easier than you think. Many people simply don’t know the correct steps to take which makes them take far longer than they need to. We’ve done all the hard work for you, so all you need to do is follow our step-by-step blueprint and you’ll be able to make work optional in no time.

You won’t just save time either. When you follow our advice closely, you also learn how structure your money better than you would ever be able to achieve on your own.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”2/3″ offset=”vc_col-lg-offset-3 vc_col-lg-6 vc_col-md-offset-3 vc_col-md-6 vc_col-sm-offset-2 vc_col-xs-12″][vc_btn title=”Claim Your Consultation” style=”custom” custom_background=”” custom_text=”” size=”lg” align=”center” button_block=”true” css=”.vc_custom_1652303051601{margin-top: 40px !important;}” link=”url:https%3A%2F%2Fscenicfinancial.net%2Ffp-questionnaire-page%2F|title:FP%20Questionnaire%20Page||”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” css=”.vc_custom_1581994516471{padding-top: 5% !important;padding-bottom: 5% !important;background-color: #f2f2f2 !important;}”][vc_column][vc_row_inner][vc_column_inner width=”5/6″ offset=”vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10 vc_col-sm-offset-1 vc_col-xs-12″][vc_custom_heading text=”Here’s A Brief Outline Of What We’ll Cover In Your 60-Minute Strategy Consultation…” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”5/6″ offset=”vc_col-lg-offset-2 vc_col-lg-8 vc_col-md-offset-2 vc_col-md-8 vc_col-sm-offset-1 vc_col-xs-12″ css=”.vc_custom_1580790821134{margin-bottom: 30px !important;}”][kk_list]

  • WARNING: You Could Be At Serious Risk Of Overpaying The IRS
    Are you still putting money away pre-tax? Be Careful! We’ll show you why this is usually a HUGE mistake for state employees and how it leaves you open to paying more in taxes than you are required to.
  • The Devastating Mistakes Made By Virtually All Teachers
    Nearly every person saving for their retirement makes these common yet fatal mistakes – find out what they are so you can avoid them!
  • 3 Simple Tips To Instantly Boost Financial Strength 
    These strategies can help you protect your finances in more ways than you realize.
  • The Old Myths & Downright Lies Told By The Financial Industry
    Many people still believe these old wives-tales and dirty lies told by the financial industry – find out what they are so you can protect yourself

[/kk_list][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”2/3″ offset=”vc_col-lg-offset-3 vc_col-lg-6 vc_col-md-offset-3 vc_col-md-6 vc_col-sm-offset-2 vc_col-xs-12″][vc_btn title=”Claim Your Strategy Consultation” style=”custom” custom_background=”” custom_text=”” size=”lg” align=”center” button_block=”true” css=”.vc_custom_1652302793849{margin-top: 40px !important;}” link=”url:https%3A%2F%2Fscenicfinancial.net%2Ffp-questionnaire-page%2F|title:FP%20Questionnaire%20Page||”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” gap=”30″ css=”.vc_custom_1581994486772{padding-top: 5% !important;background-color: #ffffff !important;}”][vc_column][vc_row_inner content_placement=”middle” gap=”30″ kk_mobile_reverse=”true”][vc_column_inner width=”7/12″][vc_custom_heading text=”82% Of Teachers Will Never Retire Before Age 60 Without The Right Help” use_theme_fonts=”yes”][vc_column_text]Sadly, 82% of teachers will never reach their early retirement goals. It’s not their fault, they just haven’t been taught how to structure their retirement benefits and finances correctly. It doesn’t have to be this way for you though.

We can show you exactly how our clients are able to retire early even if they don’t have 30 years of service.  Reserve your consultation today to see how you can achieve a similar result, and do it much faster than you ever thought was possible.[/vc_column_text][/vc_column_inner][vc_column_inner width=”5/12″][vc_single_image image=”469″ img_size=”large” alignment=”center” style=”vc_box_rounded” el_class=”img-fluid”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” gap=”30″ css=”.vc_custom_1581994496119{padding-top: 5% !important;padding-bottom: 5% !important;background-color: #ffffff !important;}”][vc_column][vc_row_inner content_placement=”middle” gap=”30″][vc_column_inner width=”5/12″][vc_single_image image=”459″ img_size=”large” alignment=”center” style=”vc_box_rounded” el_class=”img-fluid”][/vc_column_inner][vc_column_inner width=”7/12″][vc_custom_heading text=”Save Yourself Years Of Costly Trial & Error By Using Our Process” use_theme_fonts=”yes”][vc_column_text]Why waste years struggling along, trying to figure things out for yourself? You can save this time and get a much better result when you get our expert advice and use our process to strengthen your finances. It’s like a shortcut that gives you more confidence and reduces stress.

Are you ready to reach retirement in the shortest time possible? To have more freedom without years of hard work it usually takes? Then claim your free consultation while you still can.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”2/3″ offset=”vc_col-lg-offset-3 vc_col-lg-6 vc_col-md-offset-3 vc_col-md-6 vc_col-sm-offset-2 vc_col-xs-12″][vc_btn title=”Claim Your Consultation” style=”custom” custom_background=”” custom_text=”” size=”lg” align=”center” button_block=”true” css=”.vc_custom_1652302810142{margin-top: 40px !important;}” link=”url:https%3A%2F%2Fscenicfinancial.net%2Ffp-questionnaire-page%2F|title:FP%20Questionnaire%20Page||”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” css=”.vc_custom_1580874694566{padding-top: 5% !important;padding-bottom: 5% !important;background-color: #f8f8f8 !important;}”][vc_column][vc_row_inner][vc_column_inner width=”5/6″ offset=”vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10 vc_col-sm-offset-1 vc_col-xs-12″ css=”.vc_custom_1580431663949{padding-bottom: 1% !important;}”][vc_custom_heading text=”Here’s Another Taste Of What You Can Expect When You Book Your Strategy Consultation…” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle” gap=”35″ kk_box_shadow=”true”][vc_column_inner width=”1/2″ offset=”vc_col-lg-4 vc_col-md-4 vc_col-xs-12″ css=”.vc_custom_1580791814367{margin-bottom: 30px !important;padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_custom_heading text=”1″ font_container=”tag:div|text_align:center” use_theme_fonts=”yes” el_class=”kk-box-number”][vc_custom_heading text=”The Cold Hard TRUTH About Financial Services Industry” font_container=”tag:h4|text_align:center” use_theme_fonts=”yes”][vc_column_text]We reveal what’s REALLY happening behind the scenes and why finding true unbiased advice is so much harder in the current marketplace[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″ css=”.vc_custom_1580792014617{margin-bottom: 30px !important;padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” offset=”vc_col-lg-4 vc_col-md-4 vc_col-xs-12″][vc_custom_heading text=”2″ font_container=”tag:div|text_align:center” use_theme_fonts=”yes” el_class=”kk-box-number”][vc_custom_heading text=”3 Major Problems Your Pension Plan Creates That Causes You To Pay More In Taxes” font_container=”tag:h4|text_align:center” use_theme_fonts=”yes”][vc_column_text]Knowing what problems you may face in the future allows you time to plan head and reduce the overall tax impact on your retirement[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″ css=”.vc_custom_1580792028185{margin-bottom: 30px !important;padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” offset=”vc_col-lg-4 vc_col-md-4 vc_col-xs-12″][vc_custom_heading text=”3″ font_container=”tag:div|text_align:center” use_theme_fonts=”yes” el_class=”kk-box-number”][vc_custom_heading text=”Why Paying Your Mortgage Off Quickly Isn’t Always The Best Choice For You” font_container=”tag:h4|text_align:center” use_theme_fonts=”yes”][vc_column_text]Paying your mortgage off early is always the best option right? Wrong! We’ll show you why there’s a lot more to it than first meets the eye and what to do instead[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle” gap=”35″ kk_box_shadow=”true”][vc_column_inner width=”1/2″ offset=”vc_col-lg-4 vc_col-md-4 vc_col-xs-12″ css=”.vc_custom_1580792020973{margin-bottom: 30px !important;padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_custom_heading text=”4″ font_container=”tag:div|text_align:center” use_theme_fonts=”yes” el_class=”kk-box-number”][vc_custom_heading text=”The Vital Key To Retiring As Fast As Possible” font_container=”tag:h4|text_align:center” use_theme_fonts=”yes”][vc_column_text]This all-important piece of the puzzle is crucial to a successful early retirement and without it you are doomed to failure – make sure you have this at all costs![/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″ css=”.vc_custom_1580792046444{margin-bottom: 30px !important;padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” offset=”vc_col-lg-4 vc_col-md-4 vc_col-xs-12″][vc_custom_heading text=”5″ font_container=”tag:div|text_align:center” use_theme_fonts=”yes” el_class=”kk-box-number”][vc_custom_heading text=”What Never To Do When Saving For Your Retirement” font_container=”tag:h4|text_align:center” use_theme_fonts=”yes”][vc_column_text]Please, never EVER do this on your journey to retirement unless you want to stay broke for YEARS longer than you need to.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”2/3″ offset=”vc_col-lg-offset-3 vc_col-lg-6 vc_col-md-offset-3 vc_col-md-6 vc_col-sm-offset-2 vc_col-xs-12″ css=”.vc_custom_1580431591276{padding-top: 2% !important;}”][vc_btn title=”Book Your Strategy Consultation – Exclusively for State Employees” style=”custom” custom_background=”” custom_text=”” size=”lg” align=”center” button_block=”true” css=”.vc_custom_1652302895131{margin-top: 40px !important;}” link=”url:https%3A%2F%2Fscenicfinancial.net%2Ffp-questionnaire-page%2F|title:FP%20Questionnaire%20Page||”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” css=”.vc_custom_1580874702545{padding-top: 5% !important;padding-bottom: 5% !important;}”][vc_column][vc_row_inner][vc_column_inner width=”1/3″ offset=”vc_col-lg-offset-5 vc_col-lg-2 vc_col-md-offset-5 vc_col-md-2 vc_col-sm-offset-4 vc_col-xs-offset-2 vc_col-xs-8″][vc_single_image source=”external_link” alignment=”center” css=”.vc_custom_1580872728860{margin-bottom: 30px !important;}” custom_src=”http://kingkong.net.au/funnel-builder-assets/icon-guarantee-placeholder.png”][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”2/3″ offset=”vc_col-lg-offset-3 vc_col-lg-6 vc_col-md-offset-3 vc_col-md-6 vc_col-sm-offset-2 vc_col-xs-12″][vc_custom_heading text=”Our Rock-Solid 100% Money-Back Guarantee” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”5/6″ offset=”vc_col-lg-offset-2 vc_col-lg-8 vc_col-md-offset-2 vc_col-md-8 vc_col-sm-offset-1 vc_col-xs-12″ css=”.vc_custom_1580432281307{padding-bottom: 1% !important;}”][vc_column_text]

When you join us at Scenic Financial, you can invest with confidence because you’ll always be covered by our money-back guarantee. In the extremely unlikely event, that we don’t add any value to your situation in the next 12 months, we’ll refund every cent you’ve invested with us – no questions asked.

[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”2/3″ offset=”vc_col-lg-offset-3 vc_col-lg-6 vc_col-md-offset-3 vc_col-md-6 vc_col-sm-offset-2 vc_col-xs-12″][vc_btn title=”Book Strategy Meeting” style=”custom” custom_background=”” custom_text=”” size=”lg” align=”center” button_block=”true” css=”.vc_custom_1652302919668{margin-top: 40px !important;}” link=”url:https%3A%2F%2Fscenicfinancial.net%2Ffp-questionnaire-page%2F|title:FP%20Questionnaire%20Page||”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” css=”.vc_custom_1580874716809{padding-top: 5% !important;padding-bottom: 5% !important;}”][vc_column][vc_row_inner][vc_column_inner width=”5/6″ offset=”vc_col-lg-offset-2 vc_col-lg-8 vc_col-md-offset-1 vc_col-md-10 vc_col-sm-offset-1 vc_col-xs-12″][vc_custom_heading text=”Claim Your No-Obligation 60-Minute Strategy Consultation” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”5/6″ offset=”vc_col-lg-offset-3 vc_col-lg-6 vc_col-md-offset-2 vc_col-md-8 vc_col-sm-offset-1 vc_col-xs-12″][vc_column_text]During this no-obligation call,  we will discuss your specific situation and how we can help you reach retirement in the shortest time possible.

Here’s what you’ll discover in your consultation…[/vc_column_text][kk_list]

  • How to strengthen and protect your finances within 30 days without taking on crazy risks.
  • The exact process we’ve used to take teachers from busy, stressed and confused to happy, confident and free
  • How to structure your retirement to remain on task during both good and bad markets.

[/kk_list][vc_column_text]This is ONLY for people who are serious about  retiring early and places are strictly limited. Enter your details below now to avoid disappointment and secure your consultation.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=”.vc_custom_1580435389307{padding-top: 5% !important;}”][vc_column_inner width=”2/3″ offset=”vc_col-lg-offset-3 vc_col-lg-6 vc_col-md-offset-3 vc_col-md-6 vc_col-sm-offset-2 vc_col-xs-12″][vc_btn title=”Claim Your Consultation” style=”custom” custom_background=”” custom_text=”” size=”lg” align=”center” button_block=”true” css=”.vc_custom_1652302978988{margin-top: 40px !important;}” link=”url:https%3A%2F%2Fscenicfinancial.net%2Ffp-questionnaire-page%2F|title:FP%20Questionnaire%20Page||”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” kk_text_light=”true” css=”.vc_custom_1594885649736{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #000000 !important;}” el_class=”kk-footer”][vc_column][vc_column_text]

Planning, Advice & Fiduciary Investment Services offered through Intirety, LLC, a registered investment advisor. Intirety LLC and Scenic Financial are not associated with the Washington State Department of Retirement in any way. All content is developed from sources that are believed to provide accurate information. The information provided in these materials is not intended to be tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and the materials provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

[/vc_column_text][/vc_column][/vc_row]