Every dollar you pull from TRS 3 or PERS 3 is taxed. See how brackets work, why paying off a mortgage backfires, and how Medicare…
Roth IRA vs Roth 403(b): the 7 key differences in limits, income rules, funding, access, and RMDs, plus which one Washington state employees should use…
Five reasons to consider a Roth conversion before December 31st: tax-free growth, down-market savings, and protection from future taxes and Medicare premium hikes.
On TRS 3, PERS 3, or SERS 3? Here are the 6 steps I’d take: the 5% rate, Roth vs pre-tax savings, investments, TAP annuity…
Should you switch from TRS 3 or your 403(b) to Washington’s DCP? Learn how the Roth DCP gives school employees more control over contributions and…
Washington school employees can stack the DCP, a 403(b), a Roth IRA, and an HSA to save 0,900+ a year in 2026. See the limits,…
On TRS Plan 2? Here are the 5 steps I’d take: open savings, pick Roth or pre-tax, know your TRS annuity options, and weigh the…
Close to retirement? It’s rarely too late to start a 403(b). Learn the tax perks, the business-loan trick, and the fees and surrender charges to…
Which retirement account should you withdraw from first? Learn the 3 tax buckets, hidden shadow taxes, and how to plan withdrawals for Washington employees.
Starting to teach in Washington in your 50s? Learn 5 steps for your TRS pension, DCP or 403(b), Roth vs pre-tax, SEBB health plans, HSA,…
When can you retire? How much will your pension pay? What happens to your healthcare? Join our free community for Washington teachers, school staff, and public employees to explore easy-to-follow videos, ask questions, and better understand your retirement options.
Washington teachers, if you’re feeling overwhelmed by your retirement investments, say goodbye to your anxiety with the TRS 3 Investment Advice System! The TRS 3 Investment Advice Service is a personalized resource that helps you manage your retirement investments with ease.
Retirement doesn’t have to be stressful for Washington state employees. Schedule a meeting with us to start planning today and experience the freedom and security of a well-planned retirement.