Free Washington Retirement Planning Community and CoursesWashington State Plan 3 is one of the most misunderstood retirement systems, part pension, part investment account. In this episode, we break down the real pros…
Free Washington Retirement Planning Community and CoursesPlan 2 is one of the most generous pension systems in the country, but it’s not perfect. In this episode, we break down the real pros…
Free Washington Retirement Planning Community and CoursesIf your income is too high to contribute to a Roth IRA, you’re not out of options, especially if you’re a Washington State employee. In this…
[{"id":3239,"link":"http:\/\/www.watrspers.com\/how-to-retire-as-a-washington-state-employee\/","name":"how-to-retire-as-a-washington-state-employee","thumbnail":{"url":"http:\/\/www.watrspers.com\/wp-content\/uploads\/2023\/11\/how-to-retire-as-a-washington-state-employee.jpg","alt":""},"title":"How to Retire Early As A Washington State Employee","postMeta":[],"author":{"name":"WATRSPERS","link":"http:\/\/www.watrspers.com\/author\/watrspers\/"},"date":"Nov 22, 2023","dateGMT":"2023-11-23 07:19:05","modifiedDate":"2023-11-29 12:30:24","modifiedDateGMT":"2023-11-29 20:30:24","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/life-events\/early-retirement\/\" rel=\"category tag\">Early Retirement<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/pers-2-early-retirement\/\" rel=\"category tag\">PERS 2 Early Retirement<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/pers-3-early-retirement\/\" rel=\"category tag\">PERS 3 Early Retirement<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/retirement-income\/\" rel=\"category tag\">Retirement Income<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/tax-planning\/\" rel=\"category tag\">Tax Planning<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/trs-2-early-retirement\/\" rel=\"category tag\">TRS 2 Early Retirement<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/trs-3-early-retirement\/\" rel=\"category tag\">TRS 3 Early Retirement<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/trs-annuity\/\" rel=\"category tag\">TRS Annuity<\/a>","space":"<a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/life-events\/early-retirement\/\" rel=\"category tag\">Early Retirement<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/pers-2-early-retirement\/\" rel=\"category tag\">PERS 2 Early Retirement<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/pers-3-early-retirement\/\" rel=\"category tag\">PERS 3 Early Retirement<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/retirement-income\/\" rel=\"category tag\">Retirement Income<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/tax-planning\/\" rel=\"category tag\">Tax Planning<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/trs-2-early-retirement\/\" rel=\"category tag\">TRS 2 Early Retirement<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/trs-3-early-retirement\/\" rel=\"category tag\">TRS 3 Early Retirement<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/trs-annuity\/\" rel=\"category tag\">TRS Annuity<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":1},"status":"publish","excerpt":"No matter how you plan to retire, this guide will help you get there. We'll share with you everything you need to know about retiring as a Washington State employee,. If you're ready to retire early, then this video is for you!"},{"id":2297,"link":"http:\/\/www.watrspers.com\/retirement-savings-options\/","name":"retirement-savings-options","thumbnail":{"url":"http:\/\/www.watrspers.com\/wp-content\/uploads\/2023\/03\/retirement-savings-options.jpg","alt":""},"title":"Retirement Savings Options For TRS & PERS Members","postMeta":[],"author":{"name":"WATRSPERS","link":"http:\/\/www.watrspers.com\/author\/watrspers\/"},"date":"Mar 21, 2023","dateGMT":"2023-03-20 17:51:41","modifiedDate":"2023-11-29 12:38:00","modifiedDateGMT":"2023-11-29 20:38:00","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"http:\/\/www.watrspers.com\/category\/403b\/\" rel=\"category tag\">403b<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/dcp\/\" rel=\"category tag\">DCP<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/investments\/\" rel=\"category tag\">Investments<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/key-planning-areas\/\" rel=\"category tag\">Key Planning Areas<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/life-insurance\/\" rel=\"category tag\">Life Insurance<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/pers-2\/\" rel=\"category tag\">PERS 2<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/pers-2-early-retirement\/\" rel=\"category tag\">PERS 2 Early Retirement<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/pers-3\/\" rel=\"category tag\">PERS 3<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/pers-3-early-retirement\/\" rel=\"category tag\">PERS 3 Early Retirement<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/roth\/\" rel=\"category tag\">Roth<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/roth-403b\/\" rel=\"category tag\">Roth 403b<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/roth-dcp\/\" rel=\"category tag\">Roth DCP<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/roth-ira\/\" rel=\"category tag\">Roth IRA<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/trs-2\/\" rel=\"category tag\">TRS 2<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/trs-2-early-retirement\/\" rel=\"category tag\">TRS 2 Early Retirement<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/trs-3\/\" rel=\"category tag\">TRS 3<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/trs-3-early-retirement\/\" rel=\"category tag\">TRS 3 Early Retirement<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a>","space":"<a href=\"http:\/\/www.watrspers.com\/category\/403b\/\" rel=\"category tag\">403b<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/dcp\/\" rel=\"category tag\">DCP<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/investments\/\" rel=\"category tag\">Investments<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/key-planning-areas\/\" rel=\"category tag\">Key Planning Areas<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/life-insurance\/\" rel=\"category tag\">Life Insurance<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/pers-2\/\" rel=\"category tag\">PERS 2<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/pers-2-early-retirement\/\" rel=\"category tag\">PERS 2 Early Retirement<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/pers-3\/\" rel=\"category tag\">PERS 3<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/pers-3-early-retirement\/\" rel=\"category tag\">PERS 3 Early Retirement<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/roth\/\" rel=\"category tag\">Roth<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/roth-403b\/\" rel=\"category tag\">Roth 403b<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/roth-dcp\/\" rel=\"category tag\">Roth DCP<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/roth-ira\/\" rel=\"category tag\">Roth IRA<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/trs-2\/\" rel=\"category tag\">TRS 2<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/trs-2-early-retirement\/\" rel=\"category tag\">TRS 2 Early Retirement<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/trs-3\/\" rel=\"category tag\">TRS 3<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/trs-3-early-retirement\/\" rel=\"category tag\">TRS 3 Early Retirement<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":1},"status":"publish","excerpt":"As a Washington state employee you have a bunch of different investment options including employer sponsored plans such as the DCP, 457 and 403b \/ TSA plans. \n\nIn addition to that you are still able to use other private strategies like Roth IRA's , Brokerage accounts ( Individual Stocks and Bonds) or Life Insurance."},{"id":2277,"link":"http:\/\/www.watrspers.com\/what-is-a-roth-403b\/","name":"what-is-a-roth-403b","thumbnail":{"url":"http:\/\/www.watrspers.com\/wp-content\/uploads\/2023\/03\/what-is-a-roth-403b.jpg","alt":""},"title":"What Is A Roth 403b","postMeta":[],"author":{"name":"WATRSPERS","link":"http:\/\/www.watrspers.com\/author\/watrspers\/"},"date":"Mar 18, 2023","dateGMT":"2023-03-17 18:05:56","modifiedDate":"2023-11-29 12:36:19","modifiedDateGMT":"2023-11-29 20:36:19","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"http:\/\/www.watrspers.com\/category\/403b\/\" rel=\"category tag\">403b<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/roth-403b\/\" rel=\"category tag\">Roth 403b<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a>","space":"<a href=\"http:\/\/www.watrspers.com\/category\/403b\/\" rel=\"category tag\">403b<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/roth-403b\/\" rel=\"category tag\">Roth 403b<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":1},"status":"publish","excerpt":"A Roth 403b plan is a secret weapon school employees have access to that allows them save up to 3x more than a Roth IRA with no income limits. However this strategy is widely unknown and most school districts still don't allow Roth Contributions."},{"id":2263,"link":"http:\/\/www.watrspers.com\/how-to-transfer-your-403b\/","name":"how-to-transfer-your-403b","thumbnail":{"url":"http:\/\/www.watrspers.com\/wp-content\/uploads\/2023\/03\/how-to-transfer-your-403b.jpg","alt":""},"title":"How To Transfer Your 403b","postMeta":[],"author":{"name":"WATRSPERS","link":"http:\/\/www.watrspers.com\/author\/watrspers\/"},"date":"Mar 17, 2023","dateGMT":"2023-03-16 20:26:20","modifiedDate":"2023-11-16 11:28:07","modifiedDateGMT":"2023-11-16 19:28:07","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"http:\/\/www.watrspers.com\/category\/403b\/\" rel=\"category tag\">403b<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/403b\/403b-transfer\/\" rel=\"category tag\">403b Transfer<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/investments\/\" rel=\"category tag\">Investments<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/rollover\/\" rel=\"category tag\">Rollover<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/roth-403b\/\" rel=\"category tag\">Roth 403b<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a>","space":"<a href=\"http:\/\/www.watrspers.com\/category\/403b\/\" rel=\"category tag\">403b<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/403b\/403b-transfer\/\" rel=\"category tag\">403b Transfer<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/investments\/\" rel=\"category tag\">Investments<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/rollover\/\" rel=\"category tag\">Rollover<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/roth-403b\/\" rel=\"category tag\">Roth 403b<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":1},"status":"publish","excerpt":"What steps do you need to take to get your 403b account moved over to your IRA, 401k or another 403b? Here is the step by step breakdown, who to contact and estimated timeline."},{"id":2256,"link":"http:\/\/www.watrspers.com\/2256\/","name":"2256","thumbnail":{"url":"http:\/\/www.watrspers.com\/wp-content\/uploads\/2023\/03\/how-to-access-your-403b.jpg","alt":""},"title":"How To Access Your 403b","postMeta":[],"author":{"name":"WATRSPERS","link":"http:\/\/www.watrspers.com\/author\/watrspers\/"},"date":"Mar 17, 2023","dateGMT":"2023-03-16 20:12:21","modifiedDate":"2023-11-29 12:37:30","modifiedDateGMT":"2023-11-29 20:37:30","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"http:\/\/www.watrspers.com\/category\/403b\/\" rel=\"category tag\">403b<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/403b\/403b-transfer\/\" rel=\"category tag\">403b Transfer<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/rollover\/\" rel=\"category tag\">Rollover<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/roth-403b\/\" rel=\"category tag\">Roth 403b<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a>","space":"<a href=\"http:\/\/www.watrspers.com\/category\/403b\/\" rel=\"category tag\">403b<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/403b\/403b-transfer\/\" rel=\"category tag\">403b Transfer<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/rollover\/\" rel=\"category tag\">Rollover<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/roth-403b\/\" rel=\"category tag\">Roth 403b<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":1},"status":"publish","excerpt":"You can access your 403b funds in many different ways. 403b hardship withdrawals, loans, inservice distributions are all option before you even turn 59.5. You also can utilize 403b transfers, exchanges and rollovers to add money to your 403b, move them to another employer or to go with a new company."},{"id":2250,"link":"http:\/\/www.watrspers.com\/plan-2-vs-plan-3-trs-pers\/","name":"plan-2-vs-plan-3-trs-pers","thumbnail":{"url":"http:\/\/www.watrspers.com\/wp-content\/uploads\/2020\/08\/maxresdefault.jpg","alt":""},"title":"Plan 2 Vs Plan 3 (TRS & PERS)","postMeta":[],"author":{"name":"WATRSPERS","link":"http:\/\/www.watrspers.com\/author\/watrspers\/"},"date":"Mar 16, 2023","dateGMT":"2023-03-16 05:26:12","modifiedDate":"2023-11-16 11:29:14","modifiedDateGMT":"2023-11-16 19:29:14","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/life-events\/new-hire\/\" rel=\"category tag\">New Hire<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/pers-2\/\" rel=\"category tag\">PERS 2<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/pers-3\/\" rel=\"category tag\">PERS 3<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/retirement-income\/\" rel=\"category tag\">Retirement Income<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/trs-2\/\" rel=\"category tag\">TRS 2<\/a>, <a href=\"http:\/\/www.watrspers.com\/category\/trs-3\/\" rel=\"category tag\">TRS 3<\/a>","space":"<a href=\"http:\/\/www.watrspers.com\/category\/video\/\" rel=\"category tag\">Video<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/life-events\/new-hire\/\" rel=\"category tag\">New Hire<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/pers-2\/\" rel=\"category tag\">PERS 2<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/pers-3\/\" rel=\"category tag\">PERS 3<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/popular\/\" rel=\"category tag\">Popular<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/retirement-income\/\" rel=\"category tag\">Retirement Income<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/trs-2\/\" rel=\"category tag\">TRS 2<\/a> <a href=\"http:\/\/www.watrspers.com\/category\/trs-3\/\" rel=\"category tag\">TRS 3<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":8,"sec":52},"status":"publish","excerpt":"Lets take a deep dive on the main differences between Plan 2 & 3 so you can make an educated decision."}]
Our mission is to help provide education and resources to all Washington state employees so that they can avoid costly mistakes & retire with more confidence
Get the most out of your Washington state retirement benefits by taking advantage of the resources created by Ethan Meikle & Shireen Sharma. Join the hundreds of Washington state employees who trust us to guide them in their retirement planning journey each year because of our unique perspective of how your TRS & PERS benefits contribute to your comprehensive financial plan.
