Thinking of using WA DRS out-of-state service credit to retire early? Learn the 5 rules, who qualifies, and why it often fails, with a real…
Thinking of switching from TRS 2 to TRS 3? See what you give up: half your pension, plus new risk, fees, and taxes, with real…
Washington school employees can stack the DCP, a 403(b), a Roth IRA, and an HSA to save 0,900+ a year in 2026. See the limits,…
On TRS Plan 2? Here are the 5 steps I’d take: open savings, pick Roth or pre-tax, know your TRS annuity options, and weigh the…
Buying service credit or a TRS, PERS, or SERS annuity? Learn how each works, which stops if you return to work, and how to choose…
DCP vs 403(b) for Washington TRS, PERS and SERS members: compare investment choices, access rules, loans, advisor help and fees to pick the right account.
Starting to teach in Washington in your 50s? Learn 5 steps for your TRS pension, DCP or 403(b), Roth vs pre-tax, SEBB health plans, HSA,…
What happens to your Washington DRS pension, Plan 3 investments, or TAP annuity when you die? Plan 2, Plan 3, and annuity death benefits explained…
Thinking about retiring at 55 under WA Plan 2? See the real break-even math on the 20% early pension penalty for TRS 2, PERS 2,…
TRS 2, PERS 2, and SERS 2 all use the same formula. Here’s exactly how it works, what it costs to retire early, and how…
When can you retire? How much will your pension pay? What happens to your healthcare? Join our free community for Washington teachers, school staff, and public employees to explore easy-to-follow videos, ask questions, and better understand your retirement options.
Washington teachers, if you’re feeling overwhelmed by your retirement investments, say goodbye to your anxiety with the TRS 3 Investment Advice System! The TRS 3 Investment Advice Service is a personalized resource that helps you manage your retirement investments with ease.
Retirement doesn’t have to be stressful for Washington state employees. Schedule a meeting with us to start planning today and experience the freedom and security of a well-planned retirement.