Ep 44 – Should I move my Plan 3 benefits?

Free Washington Retirement Planning Community and Courses

What should you actually do with your Plan 3 account once you retire?

This is one of the most common questions Washington State employees ask, and the answer isn’t one-size-fits-all.

In this episode, we break down the real options you have after separating from service, including when it makes sense to keep your money in Plan 3, move it out, or use it to create additional guaranteed income.

We also walk through how the TAP annuity works, when it might make sense, and why it can be a powerful tool for covering fixed expenses like healthcare in retirement.

Then we shift into a full update on recent Washington State retirement-related legislation, including what passed, what didn’t, and what it could have meant for your pension.

Topics covered:

– What to do with your Plan 3 account after retirement

– When a TAP annuity makes sense

– Why many people choose to roll funds into an IRA

– Investment flexibility and tax planning opportunities

– Recent Washington State pension and benefits legislation updates

If you’re approaching retirement or just planning ahead, this episode will help you think through your next move with your Plan 3 money.

Links:

1. Free Washington Retirement Planning Community⁠⁠

2. ⁠Plan 3 Investment Advice⁠

3. ⁠Schedule Meeting⁠

4. More free resources at ⁠WATRSPERS.com⁠

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🙋🏽‍♀️ Need help? Schedule A Meeting :

https://calendly.com/scenicfinancial

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🎯Get TRS 3, PERS 3 & DCP Investment Advice Here:

💥💥 https://scenicfinancial.net/scenic-plan-confidence1/💥💥

The Only Place To Receive Ongoing, Personalized Investment Advice, So You Can Confidently Invest In Your TRS 3, PERS 3 & DCP Retirement Plans!

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🕸 Visit Us Online:

Scenicfinancial.com

WATRSPERS.com

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DISCLAIMER

**Advisory Services offered through Intirety, LLC a registered investment adviser. Intirety LLC and Scenic Financial are not associated with the Washington State Department of Retirement in any way. Scenic Financial makes content available as a service to its clients and other visitors, to be used for informational purposes only. While our best intentions are to provide accurate and timely information, you should always consult with retirement, tax, and legal professionals prior to taking any action. 🕸️