PERS 2

Plan 2 pension early retirement at age 55

Can You Collect Your Plan 2 Pension at Age 55? The 20% Penalty Explained

Thinking about retiring at 55 under WA Plan 2? See the real break-even math on the 20% early pension penalty for TRS 2, PERS 2,…

How TRS 2 & PERS 2 Pensions Work in Washington State

TRS 2, PERS 2, and SERS 2 all use the same formula. Here’s exactly how it works, what it costs to retire early, and how…

Washington state pension rules if you leave your job early

5 Things That Happen to Your PERS, TRS, or SERS Pension If You Leave State Employment Early

Thinking about leaving your Washington state job before retirement? Here’s what happens to your PERS, TRS, or SERS pension, plus 5 things to check first.

Washington state pension COLA cost of living adjustment

How COLA Works for Washington PERS, TRS, SERS, and LEOFF Pensions

WA pensions get an automatic 0-3% cost of living adjustment each July. Here’s how it’s calculated, when it starts, and how COLA banking protects you.

Plan 2 to Plan 3 buyout offer Washington state pension

Plan 2 to Plan 3 Buyout Offer: Why You Should Think Twice

Washington state sometimes offers Plan 2 members a cash buyout to switch to Plan 3. Here’s why that deal usually favors the state more than…

Washington Plan 2 pension drawbacks TRS PERS SERS

Plan 2 Drawbacks in Washington State: What TRS 2, PERS 2, and SERS 2 Members Should Know

Plan 2 offers a guaranteed pension, but no savings component, mandatory contributions, and no cash value if you pass away early. Here’s how to plan…

Washington Plan 2 pension benefits TRS SERS PERS

Plan 2 Benefits in Washington State: What TRS 2, SERS 2, and PERS 2 Members Get

Plan 2 gives you a guaranteed pension worth twice Plan 3’s formula, for half the contribution. Here’s what TRS 2, SERS 2, and PERS 2…

Plan 2 early retirement facts for WA DRS TRS SERS PERS

5 Plan 2 Early Retirement Facts Every WA DRS Member Should Know

Pension penalties, why you should never cash out Plan 2 contributions, PEBB eligibility, and the smartest way to use sick leave and VEBA for healthcare.

WA DRS Plan 2 vs Plan 3 pension comparison for TRS SERS PERS

WA DRS Plan 2 vs Plan 3: Which Pension Pays More? (TRS, SERS, PERS)

A real numbers comparison of WA DRS Plan 2 vs Plan 3 for TRS, SERS, and PERS members, including a worked example and the savings…

Washington DRS Plan 2 pension explained for TRS, PERS, and SERS employees

Washington DRS Plan 2 Explained: 8 Things TRS, PERS, and SERS Employees Need to Know

A simple, plain-English guide to the Washington DRS Plan 2 pension for TRS, PERS, and SERS employees, with real numbers, retirement ages, and survivor rules.

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TRS 3 & DCP Investment Advice System

Washington teachers, if you’re feeling overwhelmed by your retirement investments, say goodbye to your anxiety with the TRS 3 Investment Advice System! The TRS 3 Investment Advice Service is a personalized resource that helps you manage your retirement investments with ease.

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Working with a Financial Advisor Who Specializes in TRS & PERS Benefits is Different

Retirement doesn’t have to be stressful for Washington state employees. Schedule a meeting with us to start planning today and experience the freedom and security of a well-planned retirement.

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PERS 2

Free Washington State Retirement Planning Community

TRS 3 & DCP Investment Advice System

Working with a Financial Advisor Who Specializes in TRS & PERS Benefits is Different

Learn More

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