Buying service credit or a TRS, PERS, or SERS annuity? Learn how each works, which stops if you return to work, and how to choose…
DCP vs 403(b) for Washington TRS, PERS and SERS members: compare investment choices, access rules, loans, advisor help and fees to pick the right account.
Starting to teach in Washington in your 50s? Learn 5 steps for your TRS pension, DCP or 403(b), Roth vs pre-tax, SEBB health plans, HSA,…
Five year-end tax strategies for Washington State employees: HSA contributions, retirement account deadlines, LTC premium deductions, backdoor Roth IRAs, and Roth conversions.
Thinking about rolling your WA Plan 3 (TRS, PERS, or SERS) into an IRA? See 3 reasons that move could cost you penalties, income, and…
Learn how to transfer your 403(b) in 7 simple steps, from checking for penalties to working with your TPA, so your move goes smoothly and…
TRS 2, PERS 2, and SERS 2 all use the same formula. Here’s exactly how it works, what it costs to retire early, and how…
Thinking about putting 15% into your WA TRS Plan 3 account? Here’s why that locked-in, pre-tax choice could cost you flexibility and money down the…
Thinking about leaving your Washington state job before retirement? Here’s what happens to your PERS, TRS, or SERS pension, plus 5 things to check first.
Learn every way to access your 403(b): hardship withdrawals, loans, in-plan distributions, the age 55 rule, and how transfers, rollovers, and exchanges differ.
When can you retire? How much will your pension pay? What happens to your healthcare? Join our free community for Washington teachers, school staff, and public employees to explore easy-to-follow videos, ask questions, and better understand your retirement options.
Washington teachers, if you’re feeling overwhelmed by your retirement investments, say goodbye to your anxiety with the TRS 3 Investment Advice System! The TRS 3 Investment Advice Service is a personalized resource that helps you manage your retirement investments with ease.
Retirement doesn’t have to be stressful for Washington state employees. Schedule a meeting with us to start planning today and experience the freedom and security of a well-planned retirement.