Investments

How to invest your VEBA account for Washington State employees

How to Invest Your VEBA Account: 2 Paths for Washington State Employees

Learn how to invest your VEBA account as a Washington State employee: pre-mixed vs. build-your-own portfolios, the fees, and a simple rule of 100 to…

Washington Plan 3 TRS 3 PERS 3 retirement

How Plan 3 Works in Washington: TRS 3, PERS 3, and Your Two-Part Retirement Benefit

A plain-language breakdown of how Washington’s Plan 3 pension and investment account works for TRS 3, PERS 3, and SERS 3 members, with real numbers…

Target date funds in DCP, TRS 3, and PERS 3 retirement accounts

Target Date Funds in DCP, TRS 3, and PERS 3: Are They Right for You?

Target date funds in DCP, TRS 3, and PERS 3 accounts follow a generic formula. See how the mix works and when a custom approach…

Washington Plan 3 and DCP investing risk guide

Plan 3 and DCP Investing in Washington: 3 Warning Signs to Check in Your Fund

Washington PERS 3, TRS 3, and DCP accounts often default into risky funds. Learn about the TAP fund, target date fund risk, and how to…

WSIB TAP Fund Plan 3 retirement investment

2 Reasons to Get Out of the WSIB TAP Fund (TRS 3, PERS 3, SERS 3)

Most Plan 3 members default into the WSIB TAP Fund without choosing it. Here are the two big reasons to consider moving to self-directed instead.

DRS Target Date Fund Changes: 61% Fee Increase Explained for Plan 3 and DCP

Starting October 14, DRS is changing target date fund allocations for DCP and Plan 3 accounts, raising fees about 61% and adding more investment risk.

What Is a Fiduciary Financial Advisor? The Unspoken Truth Behind the Term

Being a fiduciary sounds reassuring, but the term leaves room for bias. Here’s what it really means and how to spot it before trusting advice.

Washington Plan 3 investment account management tools

How to Manage Your WA Plan 3 Investment Account: Elections, Transfers, and Rebalancing

Confused by your Plan 3 or DCP account’s investment tools? Here’s what elections, fund transfers, reallocating, and rebalancing each actually do.

Best 403b providers for Washington school employees

5 Low-Cost 403(b) Providers for Washington School District Employees

Confused by your district’s approved 403(b) list? Here’s how 5 non-annuity providers compare on fees, fund options, and advisor support.

DRS DCP and TAP annuity retirement options

What DRS Presentations Don’t Tell You About DCP and the TAP Annuity

DRS benefit fairs push DCP and the TAP annuity hard, but they’re not your only options. Here’s what those presentations tend to leave out.

Your Washington Retirement Benefits, Explained

When can you retire? How much will your pension pay? What happens to your healthcare? Join our free community for Washington teachers, school staff, and public employees to explore easy-to-follow videos, ask questions, and better understand your retirement options.

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TRS 3 & DCP Investment Advice System

Washington teachers, if you’re feeling overwhelmed by your retirement investments, say goodbye to your anxiety with the TRS 3 Investment Advice System! The TRS 3 Investment Advice Service is a personalized resource that helps you manage your retirement investments with ease.

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Working with a Financial Advisor Who Specializes in TRS & PERS Benefits is Different

Retirement doesn’t have to be stressful for Washington state employees. Schedule a meeting with us to start planning today and experience the freedom and security of a well-planned retirement.

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Investments

Your Washington Retirement Benefits, Explained

TRS 3 & DCP Investment Advice System

Working with a Financial Advisor Who Specializes in TRS & PERS Benefits is Different

Learn More

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