Key Planning Areas

Washington school district retirement process TRS PERS SERS

School District Retirement Process in Washington: 7 Steps for TRS, PERS, and SERS

Retiring from a WA school district? These 7 steps cover your financial plan, benefit estimate, retirement dates, health care, Social Security, and savings.

What Investment Fees Really Cost You Over Time (And What You’re Paying For)

The three layers of investment fees, a worked example of what 1% costs over 15 years, and why the lowest fee isn’t automatically the best…

Using retirement savings to pay off debt in Washington state

Should You Use Retirement Savings to Pay Off Debt? The Real Cost

Cashing out a retirement account to kill debt sounds simple, but taxes, penalties, and lost growth can cost you 32-34% or more. Here’s the real…

WA DRS Plan 2 vs Plan 3 pension comparison for TRS SERS PERS

WA DRS Plan 2 vs Plan 3: Which Pension Pays More? (TRS, SERS, PERS)

A real numbers comparison of WA DRS Plan 2 vs Plan 3 for TRS, SERS, and PERS members, including a worked example and the savings…

Washington State employee retirement steps

How to Retire From Washington State: 6 Steps From State Employee to Retiree

A simple 6-step guide for Washington State employees: build your plan, file your pension, set up PEBB medical, and decide on Social Security before retiring.

Washington State retirement planning: taxes, fees, long-term care, and market risk

4 Things Washington State Employees Can Actually Control in Retirement

You can’t control the market, but you can control taxes, fees, long-term care costs, and market risk. Here’s how WA state employees protect retirement.

Washington Estate Planning: Avoid Probate & Reduce Taxes for Your Heirs

Void probate & reduce estate taxes in Washington! Learn how to pass down wealth efficiently, update beneficiaries, and protect your legacy.

PERS 2 is Amazing—But You STILL Need a Plan

https://www.youtube.com/watch?v=vI_XGh08v3Y Comment addressed today: “I appreciate and agree with most of what you say, but the beauty of being on plan 1 or plan 2,…

Washington Estate Planning: Avoid Probate & Reduce Taxes for Your Heirs

Void probate & reduce estate taxes in Washington! Learn how to pass down wealth efficiently, update beneficiaries, and protect your legacy.

Retiring Before 65? Your Health Insurance Options Explained – Washington State

Confused about retirement health insurance? Learn how PEBB, Medicare, and private plans impact Washington State employees before and after age 65!

Your Washington Retirement Benefits, Explained

When can you retire? How much will your pension pay? What happens to your healthcare? Join our free community for Washington teachers, school staff, and public employees to explore easy-to-follow videos, ask questions, and better understand your retirement options.

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TRS 3 & DCP Investment Advice System

Washington teachers, if you’re feeling overwhelmed by your retirement investments, say goodbye to your anxiety with the TRS 3 Investment Advice System! The TRS 3 Investment Advice Service is a personalized resource that helps you manage your retirement investments with ease.

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Working with a Financial Advisor Who Specializes in TRS & PERS Benefits is Different

Retirement doesn’t have to be stressful for Washington state employees. Schedule a meeting with us to start planning today and experience the freedom and security of a well-planned retirement.

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Key Planning Areas

Your Washington Retirement Benefits, Explained

TRS 3 & DCP Investment Advice System

Working with a Financial Advisor Who Specializes in TRS & PERS Benefits is Different

Learn More

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