Asset-based long-term care insurance blends life insurance with LTC coverage so your money is never wasted. Here’s how it works, with real examples.
Most Plan 3 members default into the WSIB TAP Fund without choosing it. Here are the two big reasons to consider moving to self-directed instead.
Learn exactly how private long-term care insurance and Washington’s WA Cares Fund decide when benefits start, including the ADL test, elimination periods, and dementia rules.
Starting October 14, DRS is changing target date fund allocations for DCP and Plan 3 accounts, raising fees about 61% and adding more investment risk.
Many WA school district 403(b) plans aren’t covered by ERISA, which lets weak annuity providers onto approved lists. Here’s how to spot a good plan.
WA Cares Fund takes 0.58% of your paycheck for long-term care. Here’s how the tax, benefits, vesting rules, and remaining exemptions actually work.
Plan 2 offers a guaranteed pension, but no savings component, mandatory contributions, and no cash value if you pass away early. Here’s how to plan…
Longevity, inflation, withdrawal rate, sequence of returns, and market risk explained, plus how a lifetime income annuity can offset most of them.
Why sequence of returns risk only matters once you start withdrawing, plus the Morningstar study showing the 4% rule’s success rate has dropped to about…
Shift from a scarcity mindset to an abundance mindset and unlock financial success. Learn key strategies to invest, grow, and maximize wealth.
When can you retire? How much will your pension pay? What happens to your healthcare? Join our free community for Washington teachers, school staff, and public employees to explore easy-to-follow videos, ask questions, and better understand your retirement options.
Washington teachers, if you’re feeling overwhelmed by your retirement investments, say goodbye to your anxiety with the TRS 3 Investment Advice System! The TRS 3 Investment Advice Service is a personalized resource that helps you manage your retirement investments with ease.
Retirement doesn’t have to be stressful for Washington state employees. Schedule a meeting with us to start planning today and experience the freedom and security of a well-planned retirement.