Thinking about retiring early under TRS 2? Here’s the real math on the 5% penalty for collecting at 60 instead of 62, with worked examples.
New to teaching in Washington? Here’s the Plan 2 vs Plan 3 choice, Roth savings tips, and the 3 mistakes new teachers make with retirement.
Thinking about leaving your Washington state job before retirement? Here’s what happens to your PERS, TRS, or SERS pension, plus 5 things to check first.
WA pensions get an automatic 0-3% cost of living adjustment each July. Here’s how it’s calculated, when it starts, and how COLA banking protects you.
A plain-English guide for WA school district employees: Plan 2 vs. Plan 3, ways to save beyond your pension, a costly 403(b) mistake, and the…
Washington state sometimes offers Plan 2 members a cash buyout to switch to Plan 3. Here’s why that deal usually favors the state more than…
Plan 2 offers a guaranteed pension, but no savings component, mandatory contributions, and no cash value if you pass away early. Here’s how to plan…
Plan 2 gives you a guaranteed pension worth twice Plan 3’s formula, for half the contribution. Here’s what TRS 2, SERS 2, and PERS 2…
Pension penalties, why you should never cash out Plan 2 contributions, PEBB eligibility, and the smartest way to use sick leave and VEBA for healthcare.
A real numbers comparison of WA DRS Plan 2 vs Plan 3 for TRS, SERS, and PERS members, including a worked example and the savings…
When can you retire? How much will your pension pay? What happens to your healthcare? Join our free community for Washington teachers, school staff, and public employees to explore easy-to-follow videos, ask questions, and better understand your retirement options.
Washington teachers, if you’re feeling overwhelmed by your retirement investments, say goodbye to your anxiety with the TRS 3 Investment Advice System! The TRS 3 Investment Advice Service is a personalized resource that helps you manage your retirement investments with ease.
Retirement doesn’t have to be stressful for Washington state employees. Schedule a meeting with us to start planning today and experience the freedom and security of a well-planned retirement.